Erste research: it became clear what and how much we put aside
Although Hungarians have become more pessimistic about their financial situation, they are much more forward-looking. Hungarians who could save saved an average of HUF 40,616 per month this year, 14 percent more than a year earlier. Most people save for unexpected situations or as a financial reserve to have something to reach for when needed, but many set aside for a larger purchase, such as an apartment or a car. Women pay more attention to their financial health, but security is more important to them when it comes to saving and managing investments, as they are more risk-averse than men.
52 percent of Hungarian households feel that their financial situation has worsened in the last 2-3 years, while a year earlier this proportion was still 44 percent. However, Hungarians are becoming more and more aware of their finances: while in 2019 70 percent thought it was important to set aside money, in 2023 this proportion was already 82 percent, according to a survey of the population over 15 years of age with a bank relationship prepared for Erste Group by IMAS International from representative research conducted among
“According to the survey, there are more and more people who have savings, more than 85 percent of respondents said so. As a result of the crises of recent years, the coronavirus epidemic, and the uncertain situation caused by the Russian-Ukrainian war, the proportion of those who said that they had no savings decreased”
– said László Harmati, Erste’s deputy general manager responsible for the residential area.
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