Agricultural loan portfolio decreased in 2025

By: STA Date: 2026. 04. 01. 09:40

🎧 Hallgasd a cikket: Nyelv: Sebesség: 1.05×

Agricultural loan portfolio decreased by 7.0 percent to HUF 974.5 billion compared to the same period of the previous year. Within this, the share of preferential loans was 61.8 percent, and the share of market loans was 38.2 percent as of December 31.

The loan portfolio of individual farms operating in agriculture decreased by 7.6 percent to HUF 347.3 billion. Investment loans, which account for the largest share (67.5 percent) of loans to individual farms, decreased by 5.8 percent to HUF 234.5 billion. The majority of loans financed arable crop growers. Individual farms operating in agriculture took out HUF 71.0 billion in new loans in 2025, which was HUF 9.2 billion less than a year earlier. The loan portfolio of agricultural cooperatives decreased by 6.7 percent to HUF 627.2 billion, in which long-term working capital loans played the main role. The livestock sector accounted for the largest share of the loan portfolio. The amount of newly taken loans by agricultural cooperatives amounted to HUF 213.6 billion, which was HUF 26.6 billion less than a year earlier.

The guaranteed loan portfolio of agriculture increased slightly

The number of contracts with leasing companies increased, while the amount of capital outstanding decreased. The central bank base rate did not change, so the interest rate on agricultural loans changed only slightly. The interest rates on agricultural market HUF loans decreased slightly, and the interest rates on foreign currency loans changed slightly.

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