Food industry loan portfolio increased by 3.9 percent in the third quarter of 2025

By: STA Date: 2025. 12. 18. 10:30
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The food industry loan portfolio increased by 3.9 percent to HUF 749.2 billion by the end of the third quarter of 2025. The share of preferential loans in the sector’s loan portfolio was 36.3 percent on September 30, 2025, which was much smaller than that of preferential loans taken out in agriculture.

The loan portfolio of individual enterprises increased by 4.6 percent to HUF 5.6 billion, and that of corporate enterprises increased by 3.9 percent to HUF 743.6 billion. The share of short-term loans in the third quarter of 2025 was 35.1 percent of the total individual loan portfolio and 33.4 percent of the corporate loan portfolio. The amount of newly taken loans of individual food industry enterprises increased by HUF 0.2 billion to HUF 0.3 billion, and that of corporate enterprises increased by HUF 25.2 billion to HUF 115.8 billion compared to the same period of the previous year. The largest share of the loan portfolio of corporate enterprises, among the highlighted subsectors, was provided by enterprises operating in the milling and starch production subsector (19.3 percent), followed by the meat processing subsector (18.0 percent).

The guaranteed loan portfolio of the sector decreased by 1.5 percent in the third quarter of 2025

The interest rates of forint loans in the food industry market typically decreased for each loan type, while in the case of foreign currency loans, the interest rate level decreased for all loan types compared to the same period of the previous year. The interest rates of forint loans of food industry subsectors with a maturity of over one year increased overwhelmingly.

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