Business-tailored halls help SMEs develop and grow

RaktárAD’s dynamically expanding facility portfolio currently includes five properties. Two warehouses in Vecsés have already been completed, while three new ones are being built in parallel – including one in Alsónémedi. The successful sales results so far are remarkable: 19 properties have been fully sold, another eight have been partially utilized, and only two are still available for interested parties.

Ownership instead of renting: the smart decision for SMEs

Your own warehouse not only provides a stable business background, but is also financially beneficial. In addition to the amortization and interest settlement options, loan repayment is often more favorable than rent, which creates a more stable financial situation in the long term. Buying real estate can also mean inheritable value.

“Purchasing a warehouse can be a more cost-effective and predictable solution for small and medium-sized enterprises in the long term than renting. While rental fees are constantly rising, ownership means predictable expenses and an investment that pays off over time. With a self-financing rate of around 30%, even sole proprietorships can qualify for credit, an important condition for which is freedom from public debt. In the case of sole proprietorships and small businesses, a warehouse purchase can be financed with a fixed loan interest rate of 3.5% up to 50 million forints. In the case of companies with larger sales and size founded before 2023, the loan amount can reach up to 100 million – 500 million forints, with a capital payment grace period of up to 2 years, provided that the enterprise is free from public debt. For medium and large companies, there are also many investment loans with market interest rates, even in the billions, available in the form of favorable forint and even euro-based financing”

– analyzed Ernő Terbe, financial advisor partner at Bankárnet.

A private property is not only an operating location, but also a value-adding investment that strengthens the company’s asset portfolio. Ownership provides freedom to transform and develop the hall, so the company can better adapt its operations to its own needs. At the same time, the uncertainty arising from renting, such as the risk of contract extension, is eliminated. Favorable financing options make this option even more accessible, which can contribute to the growth and stability of the company in the long term.