New impetus for rural businesses: the government helps with interest-free loans

By: Trademagazin Date: 2025. 07. 17. 12:11

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As of July 15, a new option has been added to the SME Technology Plus Loan Program: interest-free working capital loans are now available for micro and small businesses. From the 70 billion forint budget, up to 20 million forints of advance loans can be requested, which companies can take out with a maximum term of 6 years, interest-free.

The new scheme aims to ease the liquidity burdens of small businesses and provide them with a stable operating environment. The loan can be used to finance payroll costs, utility bills or inventory purchases – in other words, any expenses that are necessary for daily business operations.

Focus on the most needy regions

The program, which serves economic development purposes, provides special support to the most disadvantaged regions: 65 percent of the budget can go to businesses operating in the Southern Great Plain, Southern Transdanubia, Northern Great Plain and Northern Hungary regions. In addition, companies operating in disadvantaged settlements also benefit.

The application conditions are simple: the loan is available to companies operating in rural areas and employing fewer than 50 people, provided that they have at least one completed business year. The minimum loan amount is 1 million, the maximum is 20 million forints, and applications can be submitted until December 31, 2025, at MFB partners (Gránit Bank, MBH Bank, OTP corporate MFB Pont Plusz network).