An average pension fund member is already accumulating nearly four million forints

According to the financial journalist of BiztosDöntés.hu, it is certainly a welcome fact that the amount of pension benefits per fund member is gradually increasing – especially since, taking into account the first nine months of 2021, it did not even reach 3 million forints, according to data from the Hungarian National Bank – but the average of nearly four million forints for the first nine months of 2025 cannot be considered ideal at all. “According to data from the Central Statistical Office, the amount of the average pension is 250,604 forints in Hungary in December, which means that the savings of a fund member receiving the average amount of pension benefits are equivalent to only 15-16 months of average pension,” argues Mihály Barát. According to the journalist of BiztosDöntés.hu, all this highlights that it is worth starting self-care for retirement as early as possible, since by increasing the savings period, the amount accumulated in the individual account until reaching retirement age can be significantly increased.

According to data from the central bank, the assets of domestic voluntary pension funds rose to a new high of 2,352.4 billion forints by the end of September 2025, which is an increase of nearly 9 percent compared to the previous year. compared to previous portfolio size. Meanwhile, membership fee revenues also developed favorably for the funds: membership fees paid by members reached 110 billion forints after a 15.3 percent increase, while employer membership contributions increased by a good 9 percent, to around 36.5 billion forints. “Thanks to the growth of the voluntary pension fund portfolio, the average wealth per member also increased noticeably, from 2.02 million to 2.18 million forints in the year ending in September: it is obvious, however, that this could also be increased considerably, even if we take into account that the average is much higher for older age groups closer to retirement,” points out the financial journalist of BiztosDöntés.hu.

According to the BiztosDöntés.hu voluntary pension fund comparison of voluntary pension funds, campaigns to encourage entry and payments are almost constantly running at the voluntary pension funds, although the latter are mostly timed by the funds for the last months of the year.

In the campaign “Doubly surprise your employees!” of the OTP Pension Fund, which will run in the first half of 2026, employees whose employer is an employer member of the OTP Pension Fund can receive a ten thousand forint credit to their individual account, and OTP Pension Fund chooses an employer contribution or donation as a benefit for them. The condition for the credit is that the employer concludes a contract with at least 100 people

The average amount of pension services per fund member in voluntary pension funds increased by nearly nine percent on an annual basis, reaching 3.9 million forints in the first three quarters of 2025, points out Mihály Barát, financial journalist at BiztosDöntés.hu. This is due, he adds, to the fact that while the amount of service expenses paid during the nine months increased by 14.3 percent, to 55.4 billion forints in one year, the number of affected fund members increased by less than five percent, to slightly over 14.2 thousand.

The average payment does not even cover a year and a half of pension

According to the financial journalist of BiztosDöntés.hu, it is certainly a welcome fact that the amount of pension benefits per fund member is gradually increasing – especially since, taking into account the first nine months of 2021, it did not even reach 3 million forints, according to data from the Hungarian National Bank – but the average of nearly four million forints for the first nine months of 2025 cannot be considered ideal at all. “According to data from the Central Statistical Office, the amount of the average pension is 250,604 forints in Hungary in December, which means that the savings of a fund member receiving the average amount of pension benefits are equivalent to only 15-16 months of average pension,” argues Mihály Barát. According to the journalist of BiztosDöntés.hu, all this highlights that it is worth starting self-care for retirement as early as possible, since by increasing the savings period, the amount accumulated in the individual account until reaching retirement age can be significantly increased.

Payments and assets are growing nicely

According to data from the central bank, the assets of domestic voluntary pension funds rose to a new high of 2,352.4 billion forints by the end of September 2025, which is an increase of nearly 9 percent compared to the previous year. compared to previous portfolio size. Meanwhile, membership fee revenues also developed favorably for the funds: membership fees paid by members reached 110 billion forints after a 15.3 percent increase, while employer membership contributions increased by a good 9 percent, to around 36.5 billion forints. “Thanks to the growth of the voluntary pension fund portfolio, the average wealth per member also increased noticeably, from 2.02 million to 2.18 million forints in the year ending in September: it is obvious, however, that this could also be increased considerably, even if we take into account that the average is much higher for older age groups closer to retirement,” points out the financial journalist of BiztosDöntés.hu.

The funds are campaigning almost continuously

According to the BiztosDöntés.hu voluntary pension fund comparison of voluntary pension funds, campaigns to encourage entry and payments are almost constantly running at the voluntary pension funds, although the latter are mostly timed by the funds for the last months of the year.

In the campaign “Doubly surprise your employees!” of the OTP Pension Fund, which will run in the first half of 2026, employees whose employer is an employer member of the OTP Pension Fund can receive a ten thousand forint credit to their individual account, and OTP Pension Fund chooses an employer contribution or donation as a benefit for them. The condition for the credit is that the employer concludes a contract with at least 100 people