It is worth checking your home insurance and asking for a professional in case of a problem

By: Trademagazin Date: 2025. 02. 25. 10:26

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Household problems arise suddenly in the home: for example, a blockage is a problem that needs to be solved immediately, and an expert is needed to fix it. However, it doesn’t matter how much you charge for it: there are horror stories that claim that several hundred thousand forints are charged, while the actual fee for work with a reliable specialist remains well under one hundred thousand forints. A solution to such cases can be the so-called home service service, under which the insurance company can be notified twenty-four hours a day and a specialist is sent as quickly as possible, whether it is a plumber, gas or electrician in addition to the blockage removal. As part of the service, a specialist connected to the insurance company solves the problem, so it is guaranteed that there will be no overbilling

Google offers dozens of results for the search term “clog removal”: the competition in this regard seems quite strong, but at the same time there are also horror stories about bills of several hundred thousand forints, and in some cases millions. In an article by Telex, it listed several cases of victims, according to whom seemingly reliable drain cleaners initially quoted a fee of 700,000 forints for an hour and a half of work, but there were also installations involving expenses of over 400,000 forints. However, the realistic price for a simple operation is a few tens of thousands, but even the most common errors can be remedied for less than 100,000 forints, K&H reported, referring to the fact that one of its clients was billed 1.8 million forints by the person entrusted with the drain cleaning.

There is an appropriate response to sudden damage

It is important that home insurance offers adequate coverage for such cases: after all, if there is an emergency, the insurer will organize help. Home insurance is also a good alternative for drain cleaning, for example, because the insurer sends a specialist with whom it cooperates, thus avoiding surprises, such as expenses of several hundred thousand forints for a few hours of work.

“Among the coverages, the so-called home service service provides a solution to suddenly arising problems. You can report the damage to a non-stop customer service, after which K&H will send the contracted specialist as soon as possible,”

– said Attila Kaszab, Deputy CEO of K&H. He added:

“With the home service, the company provides a plumber, gas and heating engineer, roofer, glazier, electrician, locksmith or even a locksmith, and in the event of an insured event, it also covers the departure fee, the labor fee and the material costs incurred.”

The various additional coverages, such as the home service service fee, are negligible compared to what they can charge the homeowner in trouble for carrying out the work.