Agricultural loans decreased by 6 percent

By: STA Date: 2025. 07. 03. 11:00

Agricultural loans decreased by 6.0 percent to HUF 1,001.2 billion compared to the same period of the previous year. Within this, the share of preferential loans was 62.6 percent, and the share of market loans was 37.4 percent as of March 31.

The loan portfolio of individual farms operating in agriculture decreased by 4.9 percent to HUF 360.7 billion. Investment loans, which account for the largest share (67.0 percent) of loans to individual farms, decreased by 5.5 percent to HUF 241.6 billion. The majority of loans financed arable crop growers. The amount of newly taken out loans by individual enterprises operating in agriculture was HUF 10.6 billion less than a year earlier.

The loan portfolio of agricultural cooperatives decreased by 6.5 percent to HUF 640.5 billion, in which long-term working capital loans played the main role

The livestock sector accounted for the largest share of the loan portfolio. The amount of newly taken loans by agricultural cooperatives was HUF 9.5 billion more than a year earlier.

The guaranteed loan portfolio of agriculture grew dynamically

The number of contracts with leasing companies increased, and the amount of capital outstanding decreased. The central bank base rate and the interest rate on agricultural loans both decreased. The decrease in the interest rates on agricultural market HUF loans significantly exceeded the decrease in the interest rates on foreign currency loans in all sub-sectors.

AKI PÁIR