Hungarian restaurants can apply for the 5+5 million forint loan and support scheme from the end of March

By: Trademagazin Date: 2026. 02. 06. 10:27

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The government, combining the advantages of preferential loans and non-refundable subsidies, provides a new opportunity for growth and development with the “5+5” scheme for restaurants, which represent the largest segment of the hospitality sector in terms of both business and employment volume. The new, combined financing will become available from March 23 – it was announced at a joint press conference of the Kisfaludy Tourism Credit Center and the Kisfaludy Tourism Development Program on Friday, in Budapest.

Gusztáv Láving, CEO of Kisfaludy Tourism Credit Center, said: KTH Start loans provide financing accessible to micro, small and medium-sized enterprises operating in tourism, as well as to individuals and sole proprietors with tax numbers, to implement their growth plans.

Regarding the new 5+5 combined construction that will soon open for restaurants, the CEO called it the goal that the catering industry sector will thus also receive stable, predictable resources to support daily operations and developments.

Within the framework of the “5+5” financial construction, which was developed as part of the 5+1-point hospitality industry action plan announced in January, restaurant operators will also receive a non-refundable grant of 5 million forints in addition to the 5 million forints Kisfaludy Tourism Credit Center (KTH) Start loan. The total of 10 million forints will provide significant assistance in strengthening their competitiveness and in successfully preparing for the upcoming high season.

– it was stated.

The peculiarity of the scheme is that the 5 million forint subsidy can only be applied for in addition to a 5 million forint KTH Start loan – Gusztáv Láving drew attention.

According to him, the loan application can only be initiated online, from the National Tourism Data Service Center (NTAK). The entire process is digital, customer-friendly and extremely fast – the CEO emphasized.

The program launched for tourism players aims to enable even the “smallest” to develop, and non-refundable support can be a watchword for them

– emphasized Gusztáv Láving.

According to his information, the program is also intended for restaurants in Budapest, and a restaurant is only entitled to take out the loan once.

He said: “this an unmissable opportunity for restaurants, the fixed 2.5 percent annual interest rate, the unsecured loan, the quick and easy application process, and the non-refundable support of up to 5 million forints are all conditions that rarely come up. There are no management costs, no prepayment fees, but there is a real chance that small developments will yield big benefits”.

Anikó Suhajda-Molnár, CEO of the Kisfaludy Program, which provides the source of the non-refundable support, highlighted that tourism accounts for more than 14 percent of Hungarian GDP and provides a livelihood for more than 400 thousand Hungarian families.

Restaurants can use the support portion flexibly for a variety of purposes, such as purchasing equipment, financing their operating costs, digitalization and developments to improve service standards – listed Anikó Suhajda-Molnár, indicating as a goal that operators can prepare for the next high season with a stable operating background and strengthened.

Details about the 5+5 promotion and the loan calculator can be found on the website www.kth.hu; the call for applications for the non-refundable grant can be found on the website www.kisfaludyprogram.hu.