Zero percent SME working capital loan program

By: Ipacs Tamás Date: 2022. 12. 06. 07:39

The zero percent SME working capital loan program is starting again – adozona.hu wrote – here are the details!

The GINOP-8.3.5.-18/B loan program for the technological modernization of micro, small and medium-sized enterprises will open again soon
(“B” CREDIT OBJECTIVE)
Working capital loan to finance operating costs, overheads, wages and inventory.

The main parameters of the product:
• A business complying with the SME Act can be financed
• The loan can be used to finance energy costs, wages and inventory
• Loan amount min. 5 million HUF – Max. 150 million HUF
• Duration: max. 60 months
• Expected security: private person’s cash-paying guarantee. In addition to a loan amount of HUF 25 million, it is necessary to reach a coverage level of 20%
• Interest: 0%; There are NO other bank fees or commissions

New information that they can accept the application from 08.12.2022 and the deadline is 31.12.2022!
The loan application form is among the attachments.
The Cash-flow table calculates automatically when it starts to be charged.
In addition, the ledger, last year’s and this year’s, and a tax certificate are also required.