Credit from the Drugstore – German method set an example
The personal bank services are important in Germany, but this time the place of the credit application is not a branch bank, but a coffee house or a drugstore.
Most of the german financial services companies try to get
partners in retail, hope so they can get new clients. The Rossman for example,
operating several shops in Hungary, sell nowadays not only cosmetics and
chemical products, but credits of Deutsche Bank too. The Royal Bank of Scotland
sells 50,000 euro credit trough Tchibo coffee shops, and the interest is not
high, only 6,4%.
Consumer protection organizations said this new, easy way of
credit will grow the possibility of indebtedness in Germany.
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